Stress Tests - Inoculation or Gimmick?

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Are the US government's much-ballyhooed bank stress test results improving transparency, risk management, and therefore building confidence in the ultimate solvency of the system's largest institutions?

Or, are the stress tests a largely political exercise, tantamount to putting a Band-Aid over a gangrenous limb?

Will the burst of confidence that the government's official verdicts on 19 large banks seem to have instilled in markets since the beginning of May, prove all too fleeting?

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