GUEST COMMENT: How to live like a normal person
In my experience it is quite possible to live on a moderate income. Here is how I, a not unsuccessful trader, achieve it -
Holidays: It is not necessary to spend thousands on a luxury 5 star holiday in the Maldives or Dubai. There are credible non-trendy alternatives at fraction of the price. I am not recommending package holidays in Spain or self-catering hell at Butlins, I am suggesting reducing your carbon footprint and visiting the many of the superb locations within the U.K.
Transport: (Unless you are German and have access to the autobahns), it is not necessary to have a Porsche. Opt for a bike. You will save fortunes on depreciation and can buy a people carrier for special events.
Office lunch: There is nothing shameful about reheating food in a Tupperware dish.
Evening dining: It is not necessary to spend 100-300 on a meal. Forget big name restaurants and Michelin stars. Try independent local eateries.
Sartorial affairs: M&S brogues are remarkably similar to Churches. Once you are in a legally binding personal relationship, designer underwear can be quickly dispensed with.
Children: Mine are state educated at an institution that rivals many of the local public schools. They are learning the value of moderate living, a skill that will last them a lifetime.
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