Not your everyday company

Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.

At Lemonade, you'll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.

Unlike most publicly traded companies, we're nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don't care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.

We're built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don't like spending our days in meetings and we skip committees altogether. At Lemonade, there's no such thing as going over someone's head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.

As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.

Awarded 'best workplace'

Best Workplace and Best-Led Company by Inc. Magazine

"World Changing" by Fast Company

Recognized as a World Changing Idea by Fast Company Magazine

Ranked #1 Home insurance in America

Won best renters and homeowners insurance in America by US News, and others

Best Pet Insurance in America

Rated "Best Overall Pet Insurance" by Better Homes & Gardens

Rated 4.9 on the App Store

Among the highest rated apps of all time

What you're applying for

We're looking for a talented Actuarial Analyst who is eager to revolutionize pet insurance.

In this role, you'll be managing rate levels, held build advanced pricing tools, and bringing actuarial discipline to all facets of Lemonade Pet-working cross-functionally with underwriting, claims, product, engineering, and data science. You'll leverage competitive data, machine learning, and data science to optimize our customers' experience and ensure fairness and accuracy in pricing. You'll also help automate actuarial processes and develop innovative solutions that improve pricing decisions at scale.

We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.

Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

In this role you'll

• Become an owner and expert on our pet insurance state rating plans and rate indications
• Craft rate filing support for new machine learning models
• Identify areas for pricing and underwriting action based on ongoing monitoring of results
• Build tools and dashboards that automate pricing analyses and support business decision-making
• Build a knowledge base of competitor rating strategies and the overall competitive landscape
• Further your own actuarial education through SOA or CAS exams and industry research while applying those learnings on the job

What you'll need

• 2+ SOA or CAS actuarial exams
• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field
• General knowledge of data science programming languages such as R or Python (preferred), and proficiency in database query tools such as SQL
• Prior pricing experience is a definite plus
• Strong analytical, problem-solving, and communication skills
• Ability to work in an office environment 3 days per week in our Soho office
• At Lemonade, AI is an integral part of how we work. We welcome candidates who are enthusiastic about learning and applying AI to improve their workflows, as a commitment to continuous growth in this area is a fundamental part of our culture.

*Please note that we are unable to sponsor applicants for work visas.

Lemonade's US base salary range for this full-time position is $80,000 - $97,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.

Things to know...

Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.