Business Analyst - Cards

Location: UK (Hybrid) - Edinburgh preferred, but could be London or Manchester

Sector: Retail Banking

Contract: 6 Months (initial)

Day rate: Competitive (inside IR35)

Role Overview

We are seeking an experienced Business Analyst with strong Cards domain knowledge to support a range of strategic and regulatory change initiatives within our Retail Banking function. The successful candidate will work closely with business stakeholders, technology teams, and third-party vendors to deliver enhancements across debit card, credit card, and payments products.

Key Responsibilities

• Gather, document, and validate business requirements for Cards-related projects.
• Facilitate workshops with stakeholders across Operations, Product, Risk, Compliance, and Technology.
• Analyse current and future-state processes, identifying opportunities for improvement.
• Produce high-quality business requirements, user stories, process maps, and functional specifications.
• Support end-to-end project delivery, including testing, implementation, and business readiness activities.
• Ensure solutions comply with regulatory requirements and card scheme standards.

Required Experience

• Proven experience as a Business Analyst within Retail Banking.
• Strong knowledge of Cards products, including Debit Cards, Credit Cards, Card Issuing, Acquiring, Authorisation, Clearing and Settlement.
• Experience working on Cards platform migrations, product launches, or digital transformation programmes.
• Strong stakeholder management and requirements gathering skills.
• Experience with Agile and/or Waterfall delivery methodologies.

Desirable Skills

• Knowledge of Visa and Mastercard schemes.
• Exposure to mobile wallets (Apple Pay, Google Pay) and digital payments.

Guidant, Carbon60, Lorien & SRG - The Impellam Group Portfolio are acting as an Employment Business in relation to this vacancy.