AVP – IB Credit Lead Dubai

  • 0000
  • Dubai, United Arab Emirates
  • Permanent, Full time
  • First Abu Dhabi Bank
  • 16 Feb 18 2018-02-16

The purpose of the job is to prepare, review and provide appropriate recommendation of credit facilities for a portfolio of IB – Dubai clients. The role also entails compliance with all credit policies and guidelines

•Preparation of comprehensive credit papers clearly outlining key risks, mitigations and recommendation for presentation to Credit Committee for prospective and existing clients under assigned portfolio

•Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.

•Ensures availability of information requested by Head of Credit – IB Dubai & Head of Credit – IB Group for credit decision making in timely manner.

•Responsible for special tasks / assignments assigned by Head of Credit – IB Dubai / Head of Credit – IB Group (Sector Review, Portfolio Review etc.

•Ensure early identification of problem credits and help identify problem borrowers for early intervention by the Bank.

•Ensure credit processing & approval turnaround times as per agreed SLAs with CIB.

•Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients

•Guide IB – Dubai teams for optimum  utilization of credit facilities by the corporate customers without compromise on credit quality.

•Coordinate with internal counterparties  (CAD, Legal etc.) to provide guidance on risk assessment, risk rating, and documentation.

•Ensure accuracy of data being presented to various stakeholders including senior management