Job Description

Job Purpose:

Prepare, recommend, gain approval for and advise outcome of the approving authority's decision to units submitting credit facility applications and other transaction or one-off requests pertaining to Commercial Banking Customers.

Key Accountabilities:

• Responsible for preparing /processing all credit related issues / requests originating from business units and conducting comprehensive analysis & assessment of such requests, based on which recommendations to be made for approval / rejection by appropriate approving authority or as applicable decisions to be provided based on delegation matrix; with the objective of ensuring that only high-quality assets are booked.
• Manage a portfolio of accounts and undertake regular follow-up with Business units on normal credit facility accounts where follow-up is required according to the terms of credit approval to ensure compliance. Also undertake monitoring on early warning cases and take updates from Business units to safeguard the interest of the bank and have follow-up on client commitments.

Job Responsibilities:

• Undertake additional projects to support the Credit Team activities.
• Undertake additional responsibilities, including system checks, MIS reports etc as directed by Credit Head.

Qualifications, Experiences & Competencies:

Qualification:

• Minimum education required: Bachelor's degree level in accountancy / commerce / economics / finance with Master's degree being an added benefit.

Experience:

• About 5-8 years banking experience of which at least 5 years in Credit

Technical & Behavioural Competencies:

• Knowledge of risk analysis / assessment.
• Extended experience in financial statement analysis with the ability to readily identify weaknesses and strengths.
• Ability to satisfactorily resolve credit risk related queries / problems arising from the Business / other Units.
• Good Computer skills required for job performance / analysis / memo writing.
• Very good writing skills with the ability to provide concise / precise information as required by the Management.
• Ability to process volume of applications with variable amount / complexities. This not only requires vast experience and in-depth analysis of such cases, but also ability to perform at certain standard of quality and within the given time frame.

About Us

About Us:

First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.

Life at FAB:

Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization

Career Development:

FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.

Our Values:

At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.

Join our team and be part of a journey to shape the future of banking.