Consumer Direct Mortgage Specialist- Richmond
Job Description : Job Description
Responsible for generating loan volume from inbound and outbound telemarketing, internet, step one, and Company referrals. Completes applications, prequalifies applicants, advises "best fit" programs, explains features and closes sale. Enters and retrieves data from mortgage loan origination system, transmits loan data to automated underwriting system and communicates response to applicant with requirements for approval.
Is registered and maintains active, Company sponsored registration in the Nationwide Mortgage Licensing System and Registry (NMLSR) and has been assigned a unique identifier number in compliance with the federal S.A.F.E. Act requirements. Qualifications
- Position typically requires 2 or more years of processing or origination of first mortgage loan experience.
- Incumbents typically possess mortgage product knowledge, excellent telephone and written communication skills, computer skills, exposure to automated underwriting systems/credit scoring and attention to detail.
- Eligible to manage or perform loan origination or servicing functions under Mortgage Investor or government agency guideline requirements.
- Satisfies regulatory requirements for holding the position, including meeting the qualification standards imposed by the Loan Originator Compensation rule of the Truth in Lending Act.
Equal Opportunity Employer: SunTrust supports a diverse workforce and is a Drug Testing and Equal Opportunity Employer. SunTrust does not discriminate against individuals on the basis of race, creed, color, gender, religion, national origin, age, disability, veteran status, pregnancy, marital status, citizenship status, sexual orientation, gender identity, genetic information, or any other classification protected by applicable laws.
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