Marcus- Collections Risk- Analyst- Draper/ Richardson

  • Competitive
  • Salt Lake City, UT, USA
  • Permanent, Full time
  • Goldman Sachs USA
  • 19 Feb 19

Marcus- Collections Risk- Analyst- Draper/ Richardson

MORE ABOUT THIS JOB Consumer and Commercial Banking (CCBD)
Consumer and Commercial Banking brings innovative solutions to traditional banking activities. We are a global team of lenders, investors, risk managers, skilled marketers, web experts and banking specialists. We provide a suite of solutions to help our customers meet their personal financial goals. We make direct investments in, and risk manage, a portfolio of corporate loans and securities. And we help transform distressed communities through investments and loans of private capital.

Digital Finance Description
Digital Finance, a business unit within CCBD, is comprised of the firm's digitally-led consumer businesses, which include the Marcus deposits and lending businesses, as well as the personal financial management app, Clarity Money. Digital Finance combines the strength and heritage of a 149-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. Through the use of machine learning and intuitive design, we provide customers with powerful tools that are grounded in value, transparency and simplicity to help them make smarter decisions about their money.


Job Description

  • You will be part of the risk function for the business: including collecting strategy decisions, developing new channel opportunities and enhancing our customer assistance programs.
  • You will leverage frameworks to build a testing agenda that improves customer segmentation and behavior-based strategies.
  • You should be able to drive customer insights and influence leadership on the value of these strategies.
  • You will help ideate and design digital collections strategies to help customers successfully pay off their loans.
  • You will work closely with business partners, Legal, Compliance and data analytics to ensure new strategies are fully compliant and successfully monitored.

Basic Qualifications
  • Hands-on experience with regression modeling including linear and logistic regression
  • Experience in building and executing strategic testing agenda including authoring credit decisions
  • At least 2 years of experience in loss mitigation strategy and analytics
  • At least 1 year of experience with Angoss, CART or similar software
  • At least 1 year of experience coding in SQL or SAS
  • At least 1 year of experience with data visualization products such as Tableau or SAS Visual Analytics
  • Ability to explain data analysis to drive business ideas and outcomes
  • Strong project and reputational risk management skills
  • Must be self-directed, detail oriented, driven, able to work independently in a team-oriented and fast -paced environment
Preferred Qualifications
  • Experience developing and analyzing loss mitigation programs

ABOUT GOLDMAN SACHS The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world.

© The Goldman Sachs Group, Inc., 2018. All rights reserved Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Vet.