Consumer Lending - Process Engineering - Analyst - Salt Lake City, UT / Richardson, TX

  • Competitive
  • Dallas, TX, USA
  • Permanent, Full time
  • Goldman Sachs USA
  • 18 Oct 18

Consumer Lending - Process Engineering - Analyst - Salt Lake City, UT / Richardson, TX

MORE ABOUT THIS JOB Consumer and Commercial Banking (CCBD)
Consumer and Commercial Banking brings innovative solutions to traditional banking activities. We are a global team of lenders, investors, risk managers, skilled marketers, web experts and banking specialists. We provide a suite of solutions to help our customers meet their personal financial goals. We make direct investments in, and risk manage, a portfolio of corporate loans and securities. And we help transform distressed communities through investments and loans of private capital

Digital Finance Description
Digital Finance, a business unit within CCBD, is comprised of the firm's digitally-led consumer businesses, which include the Marcus deposits and lending businesses, as well as the personal financial management app, Clarity Money. Digital Finance combines the strength and heritage of a 148-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. Through the use of machine learning and intuitive design, we provide customers with powerful tools that are grounded in value, transparency and simplicity to help them make smarter decisions about their money.

Provides critical operations and user experience design to ensure business flows smoothly when customers come to us. From day one, team members play a vital role in upholding the three Operations principles of client focus, process innovation, and risk management

Develop the process and controls environment for consumer lending
Design process solutions using Lean and Six Sigma principles
Continuously improve all customer and management processes
Relentlessly work to automate processes and eliminate friction in lending
Create a robust controls environment to ensure the highest standards of consumer protection
Work with leaders throughout the business to implement process change
Survey emerging technologies and lead "test and learn" efforts to determine which digital utilities or work methods should be implemented

Knowledge of Lean and Six Sigma principles
Proven analytical skills, problem solving ability, meticulous attention to detail
Aptitude for building relationships and ability to communicate complex issues to a wide array of internal partners with differing levels of product experience
Knowledge of stand processing engineering tools (e.g., Signavio)
Self-motivated and proactive team player, who takes ownership and accountability of projects, has strong organizational skills as well as the ability to effectively manage competing priorities
Flexible and able to work well under pressure in a team environment
Must be self-directed, detail oriented, positive attitude, driven, able to work independently in a team-oriented and fast paced environment
Strong quantitative skills, as indicated by past analytical or model building roles

Preferred qualifications:
Associate's or Bachelor's degree or equivalent military experience
Previous experience in banking/financial services
Knowledge of regulatory compliance aspects with government guidance and requirements
Six Sigma and Lean Certification
Prior manufacturing or process engineering experience

ABOUT GOLDMAN SACHS The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world.

© The Goldman Sachs Group, Inc., 2018. All rights reserved Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Vet.