Associate Director, Credit Analyst Hedge Fund , Global Banking

  • Negotiable
  • Manhattan, NY, USA
  • Permanent, Full time
  • Standard Chartered Bank
  • 23 Oct 18

Act as a primary analyst for assigned accounts and secondary analyst for remaining accounts in the Investor segment, primarily in the hedge fund space. Responsible for the front-to-end Business Credit Application (BCA) process of assigned accounts as primary analyst by performing independent, forward looking credit analysis of current and prospective clients.

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Associate Director Credit Analyst, Hedge Fund - Global Banking

Act as a primary analyst for assigned accounts and secondary analyst for remaining accounts in the Investor segment, primarily in the hedge fund space. Responsible for the front-to-end Business Credit Application (BCA) process of assigned accounts as primary analyst by performing independent, forward looking credit analysis of current and prospective clients and act as a secondary analyst as needed. Plan and conduct the overall credit process for assigned primary accounts with respect to assessments of risks, credit papers, assignment and monitoring of limits, credit grades, as well as proactive monitoring of credit events, including:

* Financial analysis of customers using credit skills; ratio analysis; evaluation of security and collateral; evaluation of parent support policies; judgment of management and strategy.

* Evaluation and understanding of risk associated with individual transactions, products, borrowers and counterparties.

* Ensure compliance of all internal and regulatory credit/other portfolio related policies in conjunction with GAM (Global Account Manager)

* Monitor Risk Triggers, Covenants and other credit conditions and ad hoc credit reports appropriately - preparing reports, escalation, and take actions, as per policy/procedure. Monitor, in conjunction with Funds Risk, ISDA NAV triggers and track the evolution of client performance and risk profiles over time.

* Ensure Zero BCA over dues and work to minimize extensions.

* Contribute to the excess report process, including, but not limited to proposing limit increases or reducing exposures and promptly addressing queries.

* Participate regularly in account planning sessions to ensure familiarity with customer business.

* Visit/meet customers to conduct credit due diligence of existing customers with credit lines as part of the annual credit review process. Conduct enhanced credit due diligence in order to achieve clear understanding of credit risks associated with new transactions. Prepare call reports on credit/risk related discussion

* Contribute to the structuring of transactions in coordination with other stakeholders (e.g., legal, Financial Markets, Structured Finance, Funds Risk) including the corresponding RWA calculations.

* Propose and assist with negotiation of credit terms for ISDA/CSA agreements through preparation of Credit Term Sheets (CTS).

* Cultivate and maintain close relationships with stakeholders in Funds Risk, Legal, and Middle Office.

* Conduct periodic portfolio reviews of assigned segment to assess creditworthiness and initiate ad hoc reviews for clients subject to adverse news or vulnerable to specific economic, market or regulatory events.

* Proactively monitoring market data and risk triggers across the assigned portfolio.

* Take personal responsibility for complex transactions or complex relationships with assigned names.

* Contribute to Stress Tests requests (wherever required or requested by GAM/Funds Risk)

* Perform ad-hoc projects, as needed.

Processes
Responsible for the Credit Analysis process for Funds clients

Key Stakeholders

* GAM/Relationship Manager
* Funds Risk
* Credit Risk Control (CRC)
* Legal
* Product Partners

Skills and Qualifications:
Must Have:
* At least 3-4 years of Hedge Fund Credit Analysis
* Graduate degree
* Willing to remain in the role for at least 2-3 years

Nice to Have:
* Other Funds CA experience (RMFs, PE Funds)
* Master's Degree
* Lives in NYC metropolitan area (no relocation necessary)

Skills:
* Analytical skills including those to determine key risks and mitigants of fund clients
* Robust written and verbal communication skills
* Ability to work cohesively with all internal and external stakeholders
* Strong Work Ethic


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