Citi Home Lending Credit Underwriter 4- Telecommuter Citi Home Lending Credit Underwriter 4-  …

Citi
in California City, CA, United States
Permanent, Full time
Be the first to apply
Competitive
Citi
in California City, CA, United States
Permanent, Full time
Be the first to apply
Competitive
Citi Home Lending Credit Underwriter 4- Telecommuter
The Credit Underwriter 4
  • Perform credit decisions and appraisal analysis on conventional loan files within business service level agreements.

Responsibilities:
  • Review and analyze loan applications, credit reports, appraisals, income, and asset documentation according to agency and non-agency guidelines and mortgage regulations.
  • Effectively communicate and explain credit decisions to loan officers and processors.
  • Perform timely reviews of conditions submitted as well as loan re-submissions.
  • Maintain credit quality and production standards as defined by business.
  • Provide a remarkable customer service experience to both internal staff and external customers.
  • Actively cooperate and interact with all entities of Citigroup.
  • Perform other job-related duties and special projects as required.

Qualifications:
  • A minimum of 8-10 years of experience underwriting agency, non-agency, Mortgage Insurance loans and appraisals.
  • Experience and knowledge of FNMA, FHLMC ,and Private Mortgage insurance property and credit underwriting guidelines.
  • Strong understanding of complicated transactions and tax return analysis.
  • Experience effectively and independently making credit decisions and providing underwriting support to other business functions.
  • Excellent communication, analytical, decision-making, and computer skills required.
  • Knowledge and experience reviewing mortgage applications according to the US mortgage regulations.
  • Education:
  • High school diploma.
  • Degree preferred.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Telecommuter Position . Applicant must be willing to work PST Business Hours

Grade :
Time Type :Full time
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity CLICK HERE .
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To view the EEO Policy Statement CLICK HERE .
To view the Pay Transparency Posting CLICK HERE .
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