Senior Credit Manager
- London, England, United Kingdom London England GB
- Permanent, Full time
- 19 Mar 18 2018-03-19
See job description for details
Join us in London as a Senior Credit Manager for NatWest Markets Credit Risk
- This is a unique opportunity to take on an interesting role that offers great exposure in the newly established NatWest Markets Credit function
- Joining a diverse and dynamic environment, you'll be working with clients all over Europe
- You'll be managing a portfolio of Hedge Fund clients from a credit risk perspective, to agree a risk appetite and minimise credit losses
- As part of our commitment to support you in striking a work-life balance, we offer flexible working with this role
- This role is available at Vice President level
What you'll do
As Senior Credit Manager, you'll be managing the credit risk profile for a portfolio of Financial Institution clients. Demonstrating sound judgement, you'll work with the business to agree on the risk appetite for your portfolio, and engage with front line business teams regarding new transactions, and lead client due diligence.
You'll also be:
- Proactively managing the credit risk profile of the portfolio and ensuring that risks are identified, assessed and mitigated to the desired level
- Working closely with front office teams on new transactions, providing risk input on key terms and conditions to ensure the structure is consistent with risk appetite and relevant policies
- Coordinating an efficient and effective credit approval process for all new business to ensure a good customer experience through timely decisions
- Holding timely and productive kick-off meetings with Credit Analysts, where you'll review provided financial analysis and give constructive feedback as appropriate to make sure that the required standards are met
- Approving credit reviews and new transactions in accordance with your delegated authority
The skills you'll need
You'll come from a role where Hedge Fund credit risk management is a key part of the job.
Previous knowledge of Hedge Fund clients and products relevant to the role would be helpful, as would knowledge of traded products including derivatives and repos, basic lending and trade finance activities, as well as their accompanied documentation.
We'll also be looking for you to have:
- Stress testing and financial cash flow modelling experience
- A strong analytical background which can be applied to counterparty analysis
- Good working knowledge of credit grading models
- Experience of preparing credit applications
- Knowledge of credit mitigation techniques
- Experience of holding an individual delegated authority and using it to approve transactions
How we'll reward you
In return, we offer a competitive salary plus 25% cash and benefit funding programme that can be tailored to suit your individual needs. In addition, we provide a wide selection of exclusive lifestyle offers, development and learning programmes, services and support designed to help you manage and balance your work/life priorities.
Visit our reward and benefits page for more information on the benefit packages we offer.
At RBS, we want everyone to feel welcome, regardless of your background or needs. If you need adjustments making to your working environment, we'll do everything we can to support you. As part of this commitment, we offer flexible working options for some of our roles - find out more .
As a Financial Services organisation we comply with and support the requirements set by our Regulator, the Financial Conduct Authority (FCA), which are designed to protect our customers. This role falls under Conduct Rules of the Individual Accountability Regime (IAR) and is subject to pre-employment screening. This means if your application is successful, you'll need to satisfy some important background checks before you can start working with us. These will include a full credit check, a criminal record check, residency and right to work checks.