Director, Financial Institutions Team Lead (Credit Analysis Department) Director, Financial Institutions Team Lead (Credit  …

MUFG
in London, United Kingdom
Permanent, Full time
Be the first to apply
Competitive
MUFG
in London, United Kingdom
Permanent, Full time
Be the first to apply
Competitive
Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with around 3,000 offices in more than 50 markets. The Group has over 180,000 employees, and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.

Please visit our website for more information - mufgemea.com.

 

The Credit Analysis Department (CAD) is the Bank’s first line of defence sitting alongside GCIB (Global Corporate and Investment Banking) bankers to promote an optimal risk / return on the banks’ lending and trading opportunities.

 

Credit analysis is a 40+ team organised into 5 sector teams. Each credit analyst is responsible for managing risk exposure across an EMEA wide portfolio. Analysts work with Front Office teams on live transactions & risk monitoring to identify and mitigate risks associated with the structure, documentation, counterparty, industry and macroeconomics.

 

NUMBER OF DIRECT REPORTS

5-6

 

MAIN PURPOSE OF THE ROLE 

 

We are looking for a senior FI (Financial Institutions) credit analyst to lead and manage CAD’s FI team in covering a varied portfolio of FI clients across developed and emerging economies including Banks, NBFIs and Insurers.

 

KEY RESPONSIBILITIES

  • Oversight of all FI-related credit work and workflow control including Credit Application and Borrower Rating commitments. Credit work will be forward looking fundamental credit calls on live transactions, limit renewals and annual reviews; working side by side with relationship bankers and product partners.
  • Involvement in complex / high profile credit cases. Quickly able to assess key credit issues, raise salient points to the correct stakeholders and to assess the risk-reward trade off.
  • Ensure the CAD FI team is aligned with GCIB business goals and objectives. In particular playing an active part in the development of more complex products in conjunction with other product teams.
  • Provide CAD support to the GCIB FI strategy and associated initiatives to ensure achievement of business as well as broader EMEA objectives - balancing objective credit management imperatives with positive engagement with RMs.
  • Ability to multi-task and manage ever changing and often conflicting priorities; Ability to work with a high level of motivation and initiative and ensure accurate and timely compliance with internal rules and reporting procedures.
  • Compliance with all governance and regulatory requirements (internal and external).
  • Train, recruit, manage and develop team/resource within the CAD FI team. 

  

WORK EXPERIENCE

Essential:

  • Extensive experience in assessing complex FI credit cases gained in a banking or asset manager environment. An emphasis on credit analysis in the context of transactions and events as well as a strong motivation to lead a transaction driven environment.

 

SKILLS AND EXPERIENCE

Functional / Technical Competencies:

  • Extensive experience of covering FIs in EMEA.
  • An excellent understanding of loan documentation and key credit protections.
  • Understanding of market risk and ISDA/CSA documents.
  • Strong leadership, inter-personal, networking and influencing skills.
  • Languages desirable, but not essential, and ability to work across regions with locally based GCIB bankers.

 

Education / Qualifications:

  • Degree level and professional qualifications desirable. Either completed or working towards CFA, ACCA, ACA, ACT or similar qualifications would be highly beneficial. 

 

PERSONAL REQUIREMENTS

  • A proactive, motivated approach.
  • The ability to operate with urgency and prioritise work accordingly
  • Strong decision making skills, the ability to demonstrate sound judgement
  • A structured and logical approach to work
  • Strong problem solving skills
  • The ability to manage large workloads and tight deadlines
  • Excellent attention to detail and accuracy
  • The ability to manage large workloads and tight deadlines
  • A confident approach, with the ability to provide clear direction to your team
  • Excellent managerial/leadership experience

 

We are open to considering flexible working requests in line with organisational requirements.

 

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

 

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

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