This is credit role is based in the Real Estate Finance Team to carry out execution and ongoing reviews and portfolio management for commercial real estate lending, for business activities in the UK and European markets.
To carry out credit analysis and evaluation (including cash flow modelling as appropriate) of financing opportunities, identifying risks and mitigants, to assist with structuring credits, subsequently manage internal and external stakeholders and processes, (including managing and assisting with the credit approval process) and deal execution stages to a successful deal close outcome.
To assist the team with the sourcing of potential real estate deal opportunities and manage and/or support the entire financing life cycle from inception to close and on-going loan and relationship management.
To carry out all aspects of deal execution and due diligence stages (as lead or support depending on the matter), managing internal and external stakeholders, including establishing a dialogue with the sponsors, syndicate lenders/arrangers, instructing, liaising with and managing valuers and external counsel, reviewing documentation, analysing financial information aspects as appropriate, understanding and checking security packages and taking account of all other credit-related issues.
To carry out the ongoing credit risk and compliance monitoring of the portfolio, including preparing periodic reviews; taking responsibility for consent and waiver requests
QUALIFICATIONS AND EXPERIENCE
Preferably ACIB/degree qualified with a significant track record in marketing and credit analysis of lending services.
Strong Credit analysis and real estate lending required for this role