Credit Analyst Credit Analyst …

Saxton Leigh
in London, United Kingdom
Permanent, Full time
Last application, 23 Jul 21
£ Competitive salary
Saxton Leigh
in London, United Kingdom
Permanent, Full time
Last application, 23 Jul 21
£ Competitive salary
Our client is a leading international bank based in the West End. They are looking for a Credit Analyst to join their team.

THE RESPONSIBILITIES:

  • Ensure that all risks are fully captured and understood and that the report structure makes this risk transparent to management.
  • Limit management: Monitor, investigate and report limit breaches. For large limit breaches, report immediately to CRO.
  • Approving limit utilisation in the relevant computer system
  • Attending Credit Committees and participate in discussing applications for approval
  • Support the CRO in developing key documents (i.e. ICAAP, ILAAP (assist finance), RRP, Risk Appetite) as well as implementing new risk mitigation strategies.
  • Country and counterparty risk assessment and recommendation of appropriate rating assignment.
  • IFRS 9 modelling and Provisions calculation.
  • Financial analysis and modelling and enhancement of the credit-scoring systems and related IT systems.
  • Review policies and underwriting processes.
  • Representing Risk Department in various IT related projects
  • Review, opine and challenge new credit applications discussed in the credit committee as appropriate to ensure a balanced return between risk and reward and the appropriate use of risk capital. 
  • Covering and Monitoring the TCM desks Business. Static data management: Set up and review static data in Market Risk Systems (ad-hoc)
  • Monitor existing transactions and perform regular reviews of exposures to maintain overall credit quality and watch against deterioration (ie. collateral value & covenants).
  • Producing analytical reports and improving quality of MI.
  • Produce the following reports:  Global exposures , Capital requirements, Excess Limit, Standard Limit, FX/MM position, Market Rates, CDS prices, Commodities Pricing,
  • Managing the bank’s Market Risk as a second line of defence
  • Monitoring the Fixed income portfolio
  • Drafting the Market risk policy and procedures
  • Market VAR modelling, implementation and computing tasks
  • Responsible for staying up to date on developments regarding the market as they pertain to the engagement

 

EXPERIENCE REQUIRED:

  • Good knowledge of general banking, corporate and trade finance with specific experience in risk management / credit risk strategies
  • Qualified in Finance / Economic / Business administration with approx. PQE 4 or 5 years in Credit Risk management
  • Familiarity with regulatory frameworks and relevant banking regulation.
  • Previous experience in International African Investment / Corporate Bank
  • Fluent in both English and French
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