Credit Operations Analyst

  • Salary: GBP30000.00 - GBP35000.00 per annum
  • Location: Hertford, England, United Kingdom
  • Job Type: Full time
  • Company: JCW Search

Our client, a fast growing banking organisation in Hertfordshire is looking to recruit a credit operations analyst to join an underwriting team on a permanent basis.

The Role

  • To support the process of customer loan approvals, and undertake key tasks in ensuring a smooth and effective transition to loan drawdown.
  • Undertake facility reviews and appropriate activities to ensure the Lending Book has appropriate oversight.

KEY ACCOUNTABILITIES

  • Instruct the appropriate professional advisors to provide due diligence for loan transactions.
  • Manage and monitor SLA's for the professional advisors.
  • Ensure that all post-sanction Terms and Conditions of the loans are met pre-drawdown.
  • Detailed research and investigation of individual lending applications, ensuring all risks are identified
  • Identification of policy or protocol exceptions, with suitable recommendations of any remedial actions required
  • Ensure that all post-sanction administration procedures are timely and compliant with Bank's policies and procedures including the maintenance of appropriate MI.
  • Maintain good working relationships with all legal and valuer panel partners to ensure smooth and timely exchange of correspondence and communication.
  • Consistently demonstrate and evidence delivery of the bank's brand values and behaviours
  • Review documentation provided by solicitors and valuers with a view to ensuring that any proposed security is acceptable to the Bank
  • Liaise with Business Development Managers, Brokers and panel partners to monitor and drive completion of loans within the Bank's preferred timescales.

QUALIFICATIONS, SKILLS AND EXPERIENCE

  • To act with integrity at all times and embrace the philosophy of treating our customers fairly
  • Knowledge of Credit Operations activities essential
  • Experience of dealing with Commercial Real Estate transactions is a clear advantage
  • Strong communication skills including relationship management skills
  • Experience dealing directly with clients and maintaining client relationships, within a service
  • Strong attention to detail - is precise, fastidious and thorough
  • Computer literate and very conversant with Microsoft Office Suite, with expertise in Microsoft Excel and Microsoft Word
  • Methodical approach to planning and organising
  • Excellent time management
  • Self-driven and self-reliant - possesses an active dynamic approach to work and getting things done.
  • Risk Management, Regulatory Compliance & Audit Recruitment
  • Visit us at our website www.jcwresourcing.com