Business Manager - Lending Business Manager - Lending …

Hays Financial Markets
in Eccles, United Kingdom
Permanent, Full time
Last application, 26 Jan 22
GBP52000.00 - GBP55000.00 per annum + excellent benefits
Hays Financial Markets
in Eccles, United Kingdom
Permanent, Full time
Last application, 26 Jan 22
GBP52000.00 - GBP55000.00 per annum + excellent benefits
Hays Financial Markets
Business Manager - Lending

Business Manager - Lending

Expanding international Bank have a new headcount in Manchester and are looking to recruit a Business Manager to help with the business development on corporate and commercial lending.

  • Excellent English written skill
  • Excellent skills for writing credit memos, proposals and financial analysis
  • Solid experience in corporate and commercial lending

Position Summary:

  • To monitor designated loan portfolio.
  • To cultivate new business.
  • To prepare credit proposals and periodic credit review reports.
  • To liaise with Risk Management Department during pre-approval stage on credit risk related matters.
  • To work closely with Loan Support & Services Department during post-approval stage on loan documentation matters.
  • To develop business relationship with existing and prospective counterparties with a view to cultivating future business and promote the Bank's reputation.
  • To supervise and provide coaching for subordinates through on the job training.
  • To develop strategies, tactics & action plans so as to achieve key performance targets.

Position Accountabilities: Customer/

  • To develop new business opportunity and contacts.
  • To build and maintain close business relationships with customers and counterparties to ensure compliance with the 'know your customer' requirement.
  • To submit credit facility proposal in a timely manner and coordinate the facility drawdown process with all concerned parties.
  • To establish good working relationship with other counterparties / intermediaries, e.g. brokers, solicitors, accountants, valuers and overseas colleagues etc.
  • To prepare regular credit reviews on customer accounts.
  • To keep abreast with the current banking regulation, the Bank's lending policy and latest market condition.


  • To work smart so as to improve quality and efficiency.
  • To monitor and control designated account's irregular performance in accordance to the bank's guidelines.
  • To perform tasks in a timely manner as directed by the Management.
  • To provide support and cover for other teammates when they are off.


  • To maximise team/bank performance.
  • To set challenging performance and development objectives for all reporting staff.
  • Training and Competence - identify training needs; provide regular feedback and coaching to ensure that their maximum potential is achieved.
  • To ensure own personal development objectives are achieved.
  • To manage resource to most effectively / efficiently achieve departmental and bank objectives.
  • To ensure team works compliantly to bank/legal/regulatory standards and requirements.
  • To work closely with other sections of BDD to achieve bank objectives.
  • To perform any task as directed by the Management.
  • To be leader and role model.

Compliance &
Risk Management

  • To comply with all applicable regulations, rules, codes, guidelines and standards set by regulators and the Bank, and carry out duties with high integrity.
  • To adhere to risk control guidelines, procedures and measures to identify, assess, report, mitigate and monitor the risks involved in the day-to-day work.

Essential skills:

  • University graduate in economics, business administration or related disciplines.
  • Minimum of 5 years' hands on experience in corporate finance / commercial real estate finance business.
  • Credit experience, documentation experience in proposing and negotiating both internally and externally credit and covenant structures and loan documentation.
  • Competency in financial analysis and credit structuring, understanding and applying credit policy, and credit monitoring and risk administration practices.
  • Comprehensive written and verbal communication skills.
  • Proficient with MS Word and Excel, plus Moody's Analytics an advantage.

Desirable skills:

  • Familiar with UK corporate finance / property markets.
  • Good understanding of general banking law and regulation, deposit, loan and other financial products.
  • Good knowledge of UK banking practice and relevant regulation.

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