Mortgage Underwriter Mortgage Underwriter …

NatWest Group
in Birmingham, England, United Kingdom
Permanent, Full time
Be the first to apply
Competitive
NatWest Group
in Birmingham, England, United Kingdom
Permanent, Full time
Be the first to apply
Competitive
NatWest Group
Mortgage Underwriter
Join us as a Mortgage Underwriter

  • This is an exciting opportunity to develop your career in credit assessment, joining a newly established Mortgage Underwriting team
  • It's a critical role that will see you identifying, assessing and managing credit risks while delivering excellent customer service and a positive and purposeful impact
  • You'll be able to showcase your knowledge and expertise as you deal with a variety of different applications, supporting our customers through their mortgage journey


What you'll do

You'll effectively manage and control operational systems and lending processes within your area of influence, supporting retail customers. You'll make sure there's an appropriate use of credit processes and systems and implementation of credit policy, to effectively support the control of credit risk in a manner capable of responding to the economic environment.

You'll also:

  • Process all applications within delegated authority level, routed to them and referred for manual underwriting
  • Manage your personal workload effectively to make sure agreed SLAs are met
  • Make sure we're identifying trends and risk as early as possible so we can take appropriate action
  • Provide management with relevant information and escalate concerns regarding management of credit risks where appropriate


The skills you'll need

We'll expect you to have experience of credit underwriting. You'll also demonstrate flexibility and change orientation, as well as the ability to work with limited supervision.

You'll also need:

  • A good understanding of risk principles
  • Knowledge of credit risk systems and processes
  • Excellent data and analytical when assessing critical financial information
  • Broad knowledge and experience of working towards set policies and frameworks, while demonstrating a sound understanding of credit risk management
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