Credit Risk Analyst

  • Negotiable
  • Geneva, Geneve, Switzerland
  • Permanent, Full time
  • HSBC Bank plc
  • 30 Nov 17 2017-11-30

Please apply via our career website http://www.hsbcprivatebank.com/about-us/careers

Role Purpose

  • Undertake credit-related periodic and ad-hoc reports in a timely and accurate manner
    • Prepare reports for internal stakeholder and external regulatory authorities
    • Ensure that the appropriate level of monitoring and control is undertaken when analysing credit data
    • Handle and analyse large datasets
    • Reconcile and consolidate returns for global reports
    • Improve existing reporting tools in Excel and Access
  • Perform volatility, simulation and stress testing analysis for new and existing credit facilities
    • Ensure prompt and adequate analysis of Lombard portfolios
    • Proactive attitude to improve quality of analysis
  • Analysis and reporting on financial products held as Lombard collateral
    • Monitoring of portfolio concentration and emerging markets exposure
  • Support on internal models used to measure the regulatory capital of the Bank
    • Active role in the monthly override process and reporting to Finance

Principal Accountabilities:

Impact on the Business

  • Deliver standards consistent with those of a world class private bank
  • Demonstrate an awareness of the Banks obligations in terms of Compliance and Legal issues and ensure that the Group and Regulatory Guidelines are adhered to, strictly and in spirit, such that the reputation and goodwill of the Group is protected
  • Understanding of business Strategy and acts in accordance

Customers / Stakeholders

  • Promote and maintain effective working relationships with internal stakeholders
  • Ensure effective engagement with IT (including OneHSBC) and Business lines regionally to ensure effective delivery of KPIs
  • Liaise with Group Risk to ensure consistency of approach
  • Provision of high quality service to other department teams

Leadership & Teamwork

  • Build and maintain a strong network with Credit, Finance and Risk teams
  • Works effectively with the Regional Risk leadership team, including contribution to the activities to join up the Global Risk function

Operational Effectiveness & Control

  • Understand and ensure compliance with all relevant internal and external regulatory rules and procedures that apply to the conduct of the business.
  • Quality control of all work

Major Challenges

  • Improve efficiency and effectiveness of the credit risk management
  • Perform accurate and in time reporting

Role Context

  • The jobholder is a key member of the Credit Risk Analytics & MI team, providing various services across the Bank
  • The jobholder has to be able to work independently and under close supervision

Management of Risk

  • To maintain HSBC internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators.
  • Enforcement of credit policies, procedures, desk manuals and Group banking guidelines.

Observation of Internal Controls

  • Maintains HSBC internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators.

Knowledge & Experience / Qualifications

  • University graduate or equivalent with solid understanding of financial markets and credit risk
  • Strong presentation and interpersonal skills
  • Self starter with ability to think out of the box
  • Fluent in English and French, both written and spoken
  • Very good MS Excel skills (technical formulas, Pivot, VBA), Access is an asset
  • Administrative efficiency and excellent time management
  • Excellent attention to detail and a disciplined approach
  • Ability to handle multiple concurrent tasks and projects and work under pressure
  • Strong team player with very good communicational skills
  • Good understanding of various financial instruments

Please apply via our career website http://www.hsbcprivatebank.com/about-us/careers

JOB REF.0000A28I