• Competitive
  • Singapore
  • Permanent, Full time
  • OCBC Bank
  • 11 Dec 17

Lending Programme Manager, Emerging Business

Lending Programme Manager, Emerging Business

Responsibilities:

  1. Develop and manage secured loans products
  2. Ensure profit viability and full adherence to regulatory requirements.
  3. Constantly innovate to improve products and processes to drive sales revenue with good risk management

Roles
    • Product ideation - develop new product programs for EMB segment capitalising on market opportunities
    • Define target market segment and jointly develop detailed product parameters with key stakeholders in the value chain (targets and measurements)
    • Proactively engage key stakeholders within and outside of EMB namely Risk, O&T, Legal and Compliance to resolve issues and enhance product competitiveness (include improving pre and post approval processes)
    • Put up proposals and obtain approval from NPAC for new product launches
    • Constantly review, innovate and enhance product performance and ensure competitiveness (through regular market scan) and compliance with regulatory requirements
    • Collaborate with marketing team to initiate marketing campaigns as and when required
    • Conduct new and refresher product training to sales staff
    • Provide regular and timely updates including monthly business performance reviews
    • Develop viable action plans to ensure delivery of KPIs and minimise gaps.
    • Ensure timely submissions of reports and product reviews
    • Work with team for joint projects and User Acceptance Tests as and when required
    • Ensure adherence to mandatory training and compliance matters

Reporting to :
  • Team Leader, Lending Programme, PMM
*LI-EN

Qualifications
Requirements :
  • Tertiary education with minimum 5 years' working experience and with at least 3 years direct experience as a product manager of either housing loans or commercial property loans.
  • Familiar with TDSR and other regulatory requirements on property financing
  • Result-oriented and self-driven
  • Good communication and people skills
· Possess structured thinking and analytical skills
· Meticulous and able to work independently