• Competitive
  • Singapore
  • Permanent, Full time
  • Citibank NA
  • 20 Mar 18

GCG - Regional Risk Analytics & Innovation Lead, Regional Cards & Loans

GCG - Regional Risk Analytics & Innovation Lead, Regional Cards & Loans

  • Primary Location: Singapore,Singapore,Singapore
  • Education: Bachelor's Degree
  • Job Function: Product Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: Yes, 25 % of the Time
  • Job ID: 18010056


This exciting entrepreneurial position resides within Singapore-based Regional Cards & Loans organization as SVP of Risk Analytics & Innovation. The position will have a broad mandate to invest in & develop futuristic capabilities by blending advances in sciences and technology ultimately to help spearhead the transformation of Risk Decisioning across the APAC Region via Advanced Analytics.
The responsibilities include:
  • NextGen Data capabilities: Investment in beyond-bureau & alternate data across different countries to secure & store & retro-score new sources to better understand, model, & decision the Customer
  • Region-wide "One DataMart" creation to house new application and customer data from all 17 markets as allowed by Regulation
  • Aggregation of all Risk Testing data to streamline the test learning process as well as to better integrate the test results in next generational policies and models.
  • Dramatically increase decisioning precision by upgrading models using traditional algorithms to ones built using machine learning.
  • Partner with diverse set of stakeholders including Business, Legal, Compliance, Model Risk, Independent Risk, Regulators to present, defend, and rationalize the investment in these techniques and to demonstrate the value add
  • Head up talent transformation to train internal analysts and modelers to be future compatible and to capitalize/exploit further advances in sciences
  • Partner with technology to adapt these advanced algorithms to suit existing infrastructure and to bring "lab to world"
  • Identify, research, and assess new partnerships with fintech, data, vendor providers in the marketplace help transform our model building or decision box.
  • Attend industry conferences, build networks, and find opportunities for modularized solutions for any aspect of model building, implementation, or decisioning.
  • Transform analytical and modeling methods for APAC region:
  • Seek opportunities to partner with new-age fintech players to accelerate our transformation journey
  • In pursuit of these goals, the individual will build and manage a team of data scientists onshore & offshore.


The ideal Candidate will meet the following requirements:
  • BS or MS in any technical/quantitative/business/engineering field. 10yrs+ relevant experience in financial services, risk, decision sciences, modeling.
  • Broad based understanding of lending, risk management, P&L drivers, and business strategies and portfolio performance implications .
  • Experience working in credit policy and/or business areas and able to appreciate the application/end usage of analytics in driving decisions
  • Fluent in working with regulators and compliance; Strong partnerships across multiple business/functional areas.
  • Demonstrated ability to manage senior professionals and diverse stakeholders.
  • Exhibit forward-thinking foresight. Not afraid to take calculated chances.
  • Outstanding communicator; ability to engage small and large audiences. 
Singapore Singapore Singapore SG