Sumitomo Mitsui Banking Corporation

Job Responsibilities

• Perform fundamental credit analyses on banks and non-bank counterparties.
• Provide continuous credit monitoring of assigned portfolio, ensure accuracy of assigned risk ratings and escalate any deterioration in credit quality to management
• Evaluate derivatives and securities financing transactions across client base working closely with derivatives marketers, relationship managers, risk management, credit department and legal to mitigate risk.
• Evaluate lending and structured financing solutions for recommendation and approval by senior credit approver within the team.
• Prepare credit recommendation executive summary with focus on basis for recommendation, key risks and mitigants, conclusion.
• Work with stakeholders to collectively develop CCR framework.Maintain open relationship with customers via due diligence meetings and periodic updates on performance.
• Prepare periodic portfolio reports for credit team where required
• Work on special projects as required

Job Requirements

• At least 10 years of relevant credit risk experience, with a preference for candidates with experience analyzing financial fundamentals and credit risk of banks.
• Working understanding of derivatives and securities financing transaction (SFT) product risks.
• Exceptional verbal and written communication skills, supported by strong analytical capabilities and keen attention to detail.
• Proven ability to work independently, manage multiple priorities, and perform effectively under pressure in a fast-paced environment.
• Proficiency in Microsoft Excel, Word, and PowerPoint.