Credit Analyst - Commercial Banking Credit Analyst - Commercial Banking …

Standard Chartered Bank Singapore
in Singapore, Singapore, Singapore
Permanent, Full time
Last application, 02 Oct 19
Competitive compensation and benefits package
Standard Chartered Bank Singapore
in Singapore, Singapore, Singapore
Permanent, Full time
Last application, 02 Oct 19
Competitive compensation and benefits package
As a successful Analyst within the Commercial Banking team, you will provide proactive, comprehensive, and Timely credit analysis to Relationship Managers and the credit community

Our client, Standard Chartered, is a global bank which is big enough to be relevant to the world’s most sophisticated corporations but small enough to be local, nimble and innovate. They tap into their DNA as a global trade bank, committing to the dynamic markets where they have operated for over 150 years.  They link these markets with each other, as well as to Europe and the Americas, to help their corporate and institutional clients manage their global investing and financing needs. In addition, Standard Chartered use their deep knowledge in local markets to help their customers and clients grow, invest and protect their wealth. Standard Chartered Bank can offer [role, e.g. Development Managers] outstanding opportunities.

 

Why work at Standard Chartered?

Standard Chartered believes that every one of their colleagues plays a tangible role in delivering their purpose – “Driving commerce and prosperity through our unique diversity.” They all feel strongly about living their valued behaviors – Never settle, Doing the right thing, and Better together and their culture makes this organization special. Standard Chartered Bank has always sought continuously to improve, to challenge themselves and to drive change within the industry, the world we live in, and with themselves to live up to their brand promise - to be Here for good.

The success of the Bank and the achievement of their business strategy hinges on the way they invest in, manage and organize their people, the employee experience they create and the culture they build. Standard Chartered is building a future-ready workforce enabled by digital skills, organizational adaptability, and leadership at every level. They are committed to creating an inclusive and flexible environment where their diverse talent feels able and inspired to make a meaningful contribution to the prosperity of our clients.

 

As a successful Analyst within the Commercial Banking team, you will provide proactive, comprehensive, and Timely credit analysis to Relationship Managers and the credit community

 

The Role Responsibilities & Our Ideal Candidate

Deliver against the financial framework

  • Actively support and deliver superior financial performance for ME as part of overall CB Singapore 2019 growth ambition
  • Improve non-financing income through Cash & FX Flow

Origination / Credit Documentation

  • Work with the RMs on end-to-end BCA process including preparing RORWA Calculator, Scorecard, Credit Workshop, BCA write-up, etc and ensuring fast credit approval.
  • Evaluate risks based on in-depth analysis of financial data and thorough understanding of customer's industry, business cycles, and other relevant factors. Good quality concise write-ups with little errors and repetition of facts.
  • Participate in business meetings to conduct in-depth due diligence as well as work together with RM in structuring credit solutions.
  • Assist RMs in preparation of extension/waiver/deferral/excess requests, EAR.
  • Monitor credit monitoring report dates and to assist in the preparation of credit monitoring reports.

 

Governance and Risk Management

  • Compliance and strict adherence to the Bank's policies & procedures, as well as the local legal & regulatory requirements. Compliance with all regulatory requirements and policies
  • Proactively manage the risk profile and quality of the portfolio by staying close to the clients and raising issues early
  • Perform portfolio stress testing/reviews, internal and external (eg. MAS)
  • Minimize accounts moving into GSAM without 90days in EAR. Perform portfolio deep dives through ongoing engagement with Credit and GSAM
  • Audits and Assurance reviews

Learning & Development / Teamwork

  • To ensure the right level of training and development including mandatory courses, regular sessions with Product Partners and Risk, etc., to achieve maximum alignment, traction, best practice transfer, and teamwork.
  • Constantly enhance product knowledge and deepen sector specialty.
  • Provide coaching and share knowledge/ideas with colleagues. Increase engagement between team members/colleagues and create a conducive and energized environment for improved productivity

 

FDG - Delivery of Fair Dealing Outcomes to Customers

  • Align policies and practices in Commercial Banking to the fair dealing outcomes
  • Implement the fair dealing strategy and work plan in Commercial Banking

FCC

  • Exercise effective oversight in the management of Financial Crime Risk. Proactively identify gaps and issues in the FCC controls, and perform a bottom-up review on the existing controls and processes to ensure compliance with MAS Notice 626 (including Lessons Learned from MAS inspection, GIA, external auditors, CMR, and FCC Assurance’s observations)

Conduct

  • Align policies and practices in Commercial Banking to the Group Conduct Management Framework.
  • Implement the Country Conduct Plan in Commercial Banking.
  • Exercise effective oversight in the management of Financial Crime Risk (“FCR”).

 

What you can expect from Standard Chartered.

At Standard Chartered their unrivaled network and unique markets not only delivers value for their clients, makes the biggest difference in their communities, but also created opportunities for unparalleled career and development experiences. Your hard work and talent are valued very highly, which is why you can expect a carefully chosen package of rewards with a total offering including a flexible working policy to support your work-life balance. After all, your wellbeing is just as important as salary and benefits. Standard Chartered also offers career and development opportunities, plus the chance to build your skills, they believe in investing in your development, so you can go as far as you want. High-quality managers are an important part of that and their leaders ensure you’re supported, inspired and recognized. 

 

Apply

If you think that Standard Chartered could be the right home for your skills, you can apply here.

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