Associate / Analyst, Credit Manager, Consumer Banking Group

  • Competitive
  • Singapore
  • Permanent, Full time
  • DBS Bank Limited
  • 20 Feb 18 2018-02-20

See job description for details


Business Function

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business â€" they were made just right for you.

Responsibilities

  • Preparation and submission of credit application in accordance with credit policy for approval. Meeting clients to provide credit advisory and to propose credit structures that meet clients’ needs.
  • Review credit related documentation issues and assess collateral acceptability, address loan and security documentation requirements.
  • For complex transactions, to support RMs in negotiation of credit documentation.
  • Maintain good credit quality of the loan portfolio and to raise early alert cases promptly.
  • Ensure good end-to-end credit process for Wealth.
  • Preparation of credit memo to seek variation in LV and margin requirements for established product programmes.
  • Responsible for the timely completion of annual credit reviews for assigned portfolio of accounts.
  • Assist with ad-hoc credit initiatives as assigned by line manager.


Requirements

No. of Years

  • Preferably 2 years of relevant experience


Technical Experience

  • Degree from a recognised university in business, accountancy or finance.
  • Candidates should preferably have 2 years’ experience in credit. Fresh graduates may also be considered.
  • Sound knowledge of credit risk issues & credit documentation requirements, as well as risk implications of credit structures.
  • Good working knowledge of wealth investment products and retail banking products (real estate, credit card etc.).
  • Good Microsoft Office skills (Excel, Word, Powerpoint)


Non-technical Experience

  • Strong analytical and writing skills.
  • Good team player with excellent attitude, interpersonal skills and able to multi task.
  • Possess perseverance, initiative and good communication skills.
  • Commercial minded but anchored with high professional integrity.
  • Able to build strong relationships with business partners.


Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.