Senior Credit Officer

  • Salary: See description
  • Location: Doha, Dawhah, Qatar
  • Job Type: Full time
  • Company: Qatar National Bank (QNB)
  • Updated on: 18 Mar 19

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Responsibilities

Manage total The Groups Corporate, and International Credit Portfolio

Proactively ensures the objectives and key result areas of the department are complied and met, if not surpassed by supporting the Head of Corporate Credit, and other Group Risk Division staff by performing required tasks and activities which help identify and mitigate risks and by ensuring that the Department's functions are conducted within the approved Credit Risk Strategy and guidelines that reflects the Group's tolerance for risk and the level of profitability the Group expects to achieve for incurring such various credit risks;

Ensuring the highest standards of due diligence, credit and financial analysis and screening to ensure that non-creditworthy customers / projects are not granted credit facilities.

Actively participating in the evolution and upgrading of credit policies & procedures, as well as developing the Credit Application to a more professional and universal standard;

Proactively uses prescribed processes for evaluating credit proposals ensuring that all approved credits are within The Group Credit Risk Strategy and in compliance with the bank's policies and procedures

Qualifications

University graduate with a degree preferably in finance, economics or related subjects.

MBA or equivalent banking related training (preferred but not required)

Minimum of 10 years experience in a major bank [or comparable financial services or consultancy company] in a corporate or risk function especially doing financial analysis and modelling, credit assessment, financial packaging, structuring of credit facilities, and excellent knowledge of bank's lending and non-lending products and services.