Senior Credit Analyst (Japanese Speaking)
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Your Role and Responsibilities
- Analyze customer financial profile and identify related risk exposure for different industries client
- Perform analysis and monitor Industry and market risk
- Travel and perform on-site client visits. Report observation and provide risk assessment upon completion of visits
- Serve as a Subject Matter Expert with proactive advice and provide guidance to IBM business units and functional team
- Work independently, make firm/ informed judgement and decision to protect IBM interest, balancing risk and returns
- Provide recommendation or alternative options including deal restructure to enhance IBM's credit position and enable IBM to win
- Work closely with other regional credit centers in Europe and Americas as well as with global competency leaders in U.S.
- Proactively participate and/or lead on global IBM or credit initiatives and projects
Required Technical and Professional Expertise
- Possess at least degree in Finance, Accounting, related professional qualification
- Min. 5-8 years work experience in credit risk analysis
- Well verse to read and write in Chinese
- Able to analyze full financial statement to assess the financial profile of a company
- Meticulous, diligence, strong analytical and problem-solving skills
- Resilient and able to work independently under pressure and meet tight deadlines
- Excellent written and verbal communication skills
- Strong leadership skills and able to provide consistent guidance to younger team members in daily operations
- Ability to engage senior management to manage business escalations
- Able to learn and acquire credit skills quickly to handle more complex deals
- Possess growth mindset, innovation & agile. Always looking for ways to improve
- Excellent teaming and collaboration skills across functions and with the COE
Preferred Technical and Professional Expertise
About Business Unit
IBM Global Financing (IGF), the lending and leasing division of IBM, is a worldwide leader in information technology financing that provides financial service excellence, to accelerate value from technology and help our clients achieve the next best thing. IGF provides funding to more than 125,000 customers in more than 40 countries, enabling our customers to buy or lease hardware, software, and services not only from IBM, but from any technology vendor. Some institutions finance purchases. We finance possibilities.
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For additional information about location requirements, please discuss with the recruiter following submission of your application.
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