Contractor (1 year), Credit Analyst, Wholesale Credit

  • Competitive
  • Tokyo, Tokyo-to, Japan
  • Permanent, Full time
  • Bank Of America / Merrill Lynch
  • 20 Jan 18 2018-01-20

Contractor (1 year), Credit Analyst, Wholesale Credit


• Underwriting and ongoing monitoring of a portfolio of Japanese corporate clients. The role involves collaboration with both local and overseas colleagues across a wide swath of business units, including Corporate Banking, Global Markets, Investment Banking, and Risk Management.
• The underwriting role requires research and quantitative/qualitative analysis skills, as well as a keen understanding of the bank's credit policy, in determining the quality of existing/proposed credit extensions. Analysts are expected to carry out due diligence, develop the credit approval document, assess risk ratings, make recommendations to senior team members, engage with business partners, and participate in recommendations to risk management.
• The ongoing monitoring role requires consistent attention to market trends and a proactive approach in trying to identify both opportunities and threats. Analysts must show a high degree of diligence in organizing/extracting information, and they need to liaise with local/regional support groups to ensure exposures are properly booked and managed, escalating key issues when necessary.
• There is constant partnering with colleagues, and so the successful candidate must be able to communicate effectively in constructing arguments to support recommendations to senior officers. Analysts will also participate in client meetings.

Job Requirements / Experience
• One to three years of experience underwriting or managing credit limits, preferably with an US/European bank or one of the Japanese mega banks.
• A good understanding of loan products, derivatives/traded products, and trade finance is expected. A basic knowledge of ISDA documentation, loan structuring, and the current regulatory capital environment is preferable.
• Strong verbal and writing skills in English.
• Fluency in Japanese, as the role involves reading and analyzing Japanese-language financial statements, as well as daily interactions with Japanese-speaking colleagues and clients.
• Ability to work independently, build internal relationships, and manage multiple priorities.

Posting Date: 10/01/2018
Location:
Tokyo, , 4, 1,
- Japan

Full / Part-time: Full time
Hours Per Week: 36.25