to supervise the credit risk and service quality control of retail credit approval process to monitor special credit and loan portfolio
Role & responsibilities:
Supervise the credit risk and service quality control of the credit approval process.
Review credit policies, secured and unsecured lending policy guidelines and procedures.
Monitor special credit, high-asset credit control line and loan portfolio monitoring and management.
Oversee the non-performing loan portfolio to ensure the smooth functioning of credit control, fraud security and collections activities
Supervise the credit risk management work of the department, conduct a comprehensive portfolio review on the formulation of credit policies, and ensure that the standards and quality of credit evaluations prepared by credit underwriters meet the bank's credit policies and regulatory requirements.
At least 8 years’ experience in retail approval and risk compliance requirements
Degree holder in business related disciplines
Excellent communication and people management skills
Possess strong credit risk management knowledge, familiar with credit analysis, credit and collection operation cycle and related processes related to retail banking products.
Strong business awareness, analytical understanding, risk management, extensive social skills and problem-solving skills.