VP, Private Banking Credit Risk Management

  • Negotiable
  • Hong Kong
  • Permanent, Full time
  • BOC International
  • 12 Dec 17 2017-12-12

As a leading investment bank in China and Hong Kong region, the investment banking arm of Bank of China, BOC International Holdings Limited (“BOCI”), is now seeking highly motivated, creative and success-oriented professional who would like to pursue the career for supporting our capital market business.

Responsibilities:

  • Lead a PB Credit team covering credit underwriting, credit control and product risk control
  • Monitor the credit portfolio quality against established criteria and other risk profiling factors and adjusting existing credit framework as appropriate;
  • Underwrite credit proposals within delegated authority and ensure the credit approval complies with policies, competitive and consistent with Management’s risk appetite;
  • Manage collateral shortfall/limit excess to achieve timely rectification;
  • Carry out pro-active review and surveillance of credit portfolio, conduct stress test on credit quality during volatile market environment to identify key risk factors and propose risk mitigation measures;
  • Establish, review and maintain Credit Procedures, Guidelines & Strategies to facilitate business unit in achieving the objectives without compromising the quality of the lending portfolio;
  • Provide credit solutions to Relationship Managers and assist them in attaining the business target;
  • Review and set lending ratios to financial instruments, and conduct collateral review on a regular basis;
  • Drive various system development projects to enhance the trading platform of Private Banking, study the system logics and provide inputs from credit’s perspective to ensure effective coverage on credit risk control reporting;
  • Provide risk analysis and recommendation on NBA/NPA (including one-off NPA) proposed by the business;
  • Review, identify risk and suggest risk mitigation regarding the end-to-end operation flow;
  • Raise system development / enhancement request to ITD, and participate in preparation of user requirements , UAT and parallel run;
  • Act as key contact of internal and external regulators;
  • Lead and provide coaching and guidance to the Credit Team members;
  • Participate in adhoc projects as required.

Requirements:

  • Bachelor Degree holder in business or relevant disciplines
  • Good solid knowledge / intensive exposures on Private Banking business
  • Minimum 10 - 15 years relevant experience in Private Banking credit risk business preferred
  • High attention to details, self-motivated, responsible, able to work independently and under pressure
  • Strong control sense and in-depth knowledge of financial products and markets
  • Good interpersonal/negotiation and leadership skills to influence key stakeholders in change management and implementing new policies, etc
  • Good command of spoken and written English and Chinese (Mandarin and Cantonese)
  • Proficient in PC skills (e.g. Excel and MS Office Applications)

Please apply in strict confidence with full resume, academic record, current and expected salaries.
(The personal data provided will be used for consideration of recruitment only. All personal data of unsuccessful candidatee will be destroyed within six months.)