Retail Credit Officer/ Manager (Credit Policy) Retail Credit Officer/ Manager (Credit Policy) …

Bank Of China (Hong Kong) Limited
in Hong Kong, Hong Kong, Hong Kong
Permanent, Full time
Be the first to apply
Competitive
Bank Of China (Hong Kong) Limited
in Hong Kong, Hong Kong, Hong Kong
Permanent, Full time
Be the first to apply
Competitive
Retail Credit Officer/ Manager (Credit Policy)
Responsibilities:
  • Develop, prepare and review regular credit MIS for retail credit portfolio (including Credit Cards, Secured / Unsecured Loans, SME) to monitor credit performance and asset quality.
  • Perform analysis to identify potential credit risks and suggest appropriate risk mitigation measures.
  • Provide analytic support to help management decision and policy formulation / enhancement.
Requirements:
  • University degree holder, preferably in business administration, finance, economics, statistics or risk management related discipline
  • Minimum 2 years' experience, preferably in credit risk management/MIS function of consumer lending business in financial institution/bank
  • Sound knowledge of all aspects of credit industry
  • Good analytical skills, detail-minded and proficient in using SAS, Microsoft Excel (VBA) and SQL
  • Good communication and interpersonal skills
  • Proficient in both spoken and written English and Chinese including Putonghua
Candidate with more experience will be considered as Retail Credit Manager.

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