Product Manager / Senior Product Manager (Lending, Modeling)

  • Competitive
  • Hong Kong Hong Kong Hong Kong HK
  • Permanent, Full time
  • Bank Of China (Hong Kong) Limited
  • 25 Sep 18 2018-09-25

Product Manager / Senior Product Manager (Lending, Modeling)

Responsibilities:

  • Make up application strategies for big data according to the institution risk preference and e-finance characteristics, provide data mining strategies and suggestions regarding widely accumulation and apply both internal and external data
  • Construct and optimize credit rating system of Internet credit product based on quantitative analysis results
  • Generate evaluation reports while analyzing business operation conditions periodically and aperiodically
  • Give advice on optimizing credit rating system constantly and adjusting credit risk policy dynamically
  • Implement product life cycle management, develop product competitiveness and make profit continuously while cut down the cost
  • Come up with new business exploration and model building based on internet development

Requirements
  • Bachelor's degree or higher in Finance, Economy, Computer Science, Mathematics, Accountancy, Automation, Artificial Intelligence, cryptology or related field
  • 2 years experience with data mining, model building or validation, experience in commercial bank, microcredit, consumer finance, automobile finance, and credit information or related filed is preferred
  • Be familiar with SPSS, SAS, R and other data analysis software, experience in artificial algorithm design is preferred
  • Have knowledge of financial policies and regulations, be familiar with basic credit risk management knowledge, be able to conduct qualitative and quantitative analyses regarding business operation circumstances and provide targeted suggestions
  • Be sensitive to data, have strong compressive ability, be able to communicate efficiently, cooperate with teams and do active learning
  • Be positive to e-finance industry trends and be prepared to take part in e-finance industry