Manager Credit Administration

  • 480K
  • Hong Kong
  • Permanent, Full time
  • First Abu Dhabi Bank
  • 15 Oct 18

To manage the Credit Administration function of the branch in conjunction with, and under the guidance of CAD-International team at the Head Office. This role also requires the holder to work independently and engage with stakeholders including legal counsel, relationship managers, CAD – HO and Group Credit functions.

KEY RESPONSIBILITIES:

Security and Documentation

  • Ensure that credit approvals are signed by the approved delegated credit authority.
  • Prepare and Review standard & non-standard documentation, Security related documents, Internal & External legal opinions and other condition precedent documents, etc. in compliance with sanctioned credit approvals.
  • Ensure all security / support documents have been properly executed, signatures are verified and authenticities of the signatories are supported by resolution / POA.
  • Coordinate with Product Specialists / Coverage/Credit/Group Legal as required in order to complete the documentation process prior to release of facility limits in the System (including encoding of limits).

Credit Control

  • Ensure renewal of CA Package before line expiry by maintaining a review calendar and circulating it regularly to management to advise them of credit reviews falling due next month.
  • Ensure limit are correctly setup and activated in the system in line with approved product types, terms & conditions, rate structure, fees & any other special instructions.

  • Process day-to-day transactions including loan drawdowns after performing necessary due diligence.

Management Information Systems (MIS) and Reporting

  • Ensure integrating accurate and timely internal and regulatory reporting.
  • Ensure comprehensive MIS and corporate databases to deliver relevant information through reports to facilitate timely, informed and focussed business decisions.

KNOWLEDGE, SKILLS AND EXPERIENCE:

  • Minimum Bachelor’s degree with about 7-10 years of banking experience including credit and risk management.
  • Professional / legal qualifications will be an added advantage.
  • Excellent communication skills in English, written and verbal.
  • Strong interpersonal skills for effective interaction with external and internal stakeholders.
  • Good Analytical Skills.
  • Ability to develop and implement control measures to mitigate any risks associated with the process and to build operational efficiencies.
  • Should be based in Hong Kong with local experience in international banking.
  • Should be fluent in Mandarin language.