• Competitive
  • Hong Kong
  • Permanent, Full time
  • Citi
  • 18 Nov 17

HK - GCB - Senior Risk Manager (Mortgage Lending)

HK - GCB - Senior Risk Manager (Mortgage Lending)

  • Primary Location: HK,Hong Kong,Hong Kong
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 17068447


  • Report directly to the Head of Mortgage and Merchant Risk and manage a team of credit analysts to closely monitor portfolios performance and implement actions to optimize risk-reward outcome
  • Validate and refine the Risk Appetite Framework (RAF), and assure acquisition and portfolio management strategy are well defined and focused in line with Business Strategy and RAF
  • Closely work with Regional Independent Risk and Global Modelling Development Team in Mortgage model development process with close monitoring of toll-gate as project management
  • Ensure all system and reporting requirements are performed without any issue including Basel, CCAR 14Q, FDIC, RRTS,
  • Monitor and optimize end-to-end consumer credit cycle including appraisal management, product development, policy formulation and implementation, account management
  • Closely monitor economic & social environmental factors that have would impact to portfolio credit performance and develop proactive mitigation actions
  • Ensure all credit processes are in compliance with company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, Quality Assurance Framework (QAF), Manger and Control Awareness process
  • Collaborate with other functions such as Product, Credit operations, Technology etc. to drive various business initiatives and proper execution on risk control and portfolio actions
  • Build and maintain high-level of engagement in the Mortgage risk team. Identify, train and develop high potential staffs to build bench-strength


  • Bachelor or Post-graduate degree in Business or other related quantitative disciplines
  • Minimum 10 years of risk management experience preferably in Mortgage lending products with proven track record in team management
  • Experience in stress testing and solid data analysis skills
  • Self-initiative, good communication, interpersonal skills and ability to motivate others, strong sense of control and compliance awareness
  • Independent and ability to proactively manage evolving challenges is a must
  • Sound knowledge in MS word/Excel/Power Point, SAS programming is a plus