Credit Risk Officer, Wealth Management - Structured Lending

  • Competitive
  • Hong Kong
  • Permanent, Full time
  • UBS AG
  • 22 Nov 17
Hong Kong

City
Hong Kong

Job Type
Full Time

Your role
Are you independent and self-driven? Do you have sharp analytic skills? We're looking for someone like that who can:
- review, approve or recommend (depending on your ad persona delegated Credit Authority) credit requests for our Hong Kong booked Clients
- manage and monitor the loan book, assist the head of the team in auditors and regulators' communication
- build credibility as a reliable partner to our Origination units, whereby our main focus is to be a solution provider (as well as a business enabler) and to deliver a time adequate service to our partners
- manage the large number of credit process related queries from the origination units
- drive best practice use of resources and systems to increase efficiency and effectiveness


About us
Expert advice. Wealth management. Investment banking. Asset management. Retail banking in Switzerland. And all the support functions. That's what we do. And we do it for private and institutional clients as well as corporations around the world.

We are about 60,000 employees in all major financial centers, in more than 50 countries. Do you want to be one of us?

Your team
Credit Risk Control WM APAC ("CRC") operates in the locations Hong Kong, Singapore, Taiwan, Australia and Japan and is embedded in the CRO organization of Corporate Centre. CRC is a business independent control function and is responsible for credit limit approval / setting as well as for monitoring of the counterparty credit risk of UBS Wealth Management clients with accounts booked in APAC.

CRC is dedicated to achieve excellence in credit risk control processes and strives to enable our Client Advisors and Product Specialists to originate collateralized lending and derivative business which fits into the credit risk framework and risk appetite of our Business Unit/UBS Group.

Your experience and skills
You have:
- preferably more than 5 years experience as a Credit Officer with credit competence and prior approval authority
(candidates with a collateralized lending background and/or with corporate banking background will have an advantage)
- good communication skills and ability to explain any credit decisions /conditions to the Origination units in an
understandable and respectful manner (the ability to communicate in Cantonese and/or Mandarin will be a very distinct
advantage)
- ideally a Degree qualification (preferably in Banking and Finance)
- relevant product knowledge in foreign exchange, equity derivatives and structured products
- presentation skills to be able to deliver training sessions to the Origination units, where necessary

You are:
- able to work under pressure and independently with minimal supervision
- an analytical thinker with ability to assess a problem
- able to identify issues and escalate to appropriate parties such as legal, compliance and tax
- pro-active with troubleshooting and ad hoc project assignments, where necessary (you tackle things head -on)

What we offer
Together. That's how we do things. We offer people around the world a supportive, challenging and diverse working environment. We value your passion and commitment, and reward your performance.

Keen to achieve the work-life agility that you desire? We're open to discussing how this could work for you (and us).

Take the next step
Are you truly collaborative? Succeeding at UBS means respecting, understanding and trusting colleagues and clients. Challenging others and being challenged in return. Being passionate about what you do. Driving yourself forward, always wanting to do things the right way. Does that sound like you? Then you have the right stuff to join us. Apply now.