Credit Review Officer, Credit Review Department (Korean Speaking) Credit Review Officer, Credit Review Department  …

Our client is one of the major sovereign Banks in the region. They are looking for Korean speaking Credit review manager who will be joining their Hong Kong branch

Main Duties & Responsibilities:

• Perform regular credit review on the loan portfolio and other securities investment on the book.

• Prepare credit proposal and credit analysis on new facilities (loan, securities, and so on).

• Make reports on the outlook and market trends of specific industries or countries and suggest personal opinions.

• Conduct ad hoc review and analysis on problem credit or past due account.

• Prepare financial analysis, report, and make recommendations to the management on the performance of the loan portfolio.

• Being the manager-in-charge of the problem credit.

• Liaise with the relevant parties to manage the problem credit; such as the Regulator, Account Manager, Head Office, Legal Counsels, Financial Accounting, and Operations.

• Response and revert to the regulator on any inquiry regarding the loan classification, impairment, and written-off arrangement.

• Providing findings and recommendations to the management of any credits that require management attention.

• Support any ad hoc project assigned by senior management & Team Head.

 

Requirements:

Education & Experience:

• Degree in Business / Finance / Accounting
• Prefer possess of the recognized accounting qualification
• Minimum – 3 - 4 years’ solid experience in credit review and related functions.
• Solid experience in preparing financial analysis reports, credit review reports, credit proposals, and special asset reports.
• Knowledge of loan documentation and relevant legal proceedings on problem credit.
• Have exposure in handling Special Assets or Problem Credit.
• Can work independently and report to senior management.

Skills & Abilities:

• Good command of written and spoken Korea, Mandarin, and English. Korean is preference.
• Good knowledge of MS Office
• Desired Personality & Work Attitudes:
• A team player with excellent communication and interpersonal skills 
• Attention to detail and strong analytical skills
• Hardworking, responsible, and able to work under pressure 
• Strong problem-solving skills 
• Demonstrated timeliness and follow-through on duties and projects