Credit Manager, Credit Card / Unsecured Lending Approval Credit Manager, Credit Card / Unsecured Lending  …

OCBC Wing Hang Bank Limited
in Hong Kong
Permanent, Full time
Be the first to apply
To be confirmed
OCBC Wing Hang Bank Limited
in Hong Kong
Permanent, Full time
Be the first to apply
To be confirmed
Posted by:
Rita Mo • Recruiter
OCBC Wing Hang Bank Limited
Posted by:
Rita Mo
Recruiter
Credit Manager, Credit Card / Unsecured Lending Approval

Responsibilities

​- Assess and approve new credit card/unsecured lending applications, line increase requests, card limit review and cash installment applications recommended by approving officers according to credit policies and lending authority.
- Provide suggestion or recommendation to credit policy revision and credit risk control measures to minimize the credit loss.
- Assist to monitor and control delinquency, over-limit and charge-off ratios at acceptable levels.
- Assist to monitor the key portfolio risk indicators below the trigger level.
- Assist to monitor the credit card/unsecured lending portfolio quality and submit report to Management

Requirements

​- Bachelor Degree in Business Administration or related discipline
- Around 5 years’ experience in credit card or unsecured lending approval and familiar with overall consumer credit risk management
- Strong knowledge of Microsoft Office applications
- Knowledge in SAS, SQL and other statistical knowledge is a plus
- Strong analytical and problem-solving skills
- Prudent, initiative, open-minded, can work independently and under pressure

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