Commercial Bank - Credit Portfolio Head Hong Kong Commercial Bank - Credit Portfolio Head Hong Kong …

Citi
in Hong Kong, Hong Kong, Hong Kong
Permanent, Full time
Last application, 03 Aug 20
Competitive
Citi
in Hong Kong, Hong Kong, Hong Kong
Permanent, Full time
Last application, 03 Aug 20
Competitive
Citi
Commercial Bank - Credit Portfolio Head Hong Kong
The country CLM Head is a senior leadership role in CCB which manages the credit underwriting team, approves credit facilities and is responsible for the overall lending process.  Key responsibilities include:
Supervision:
  • Coordinate activities of CLM analysts to ensure efficient credit process and fast turnaround
  • Support Analysts in terms of credit risk assessment and transaction structuring
  • Coordinate and partner with Sales and Independent Risk Management, to establish priorities for Analysts in terms of processing annual credit reviews and new transactions
  • Provide guidance to Analysts and become a point of reference for team on interpretation, application and compliance to Global Commercial Credit Policies
Approvals
  • Sponsor, recommend and approve credits facilities both as a first approver and as a final approver up to the authority delegated to CLM under CCB policies
Lending Process Management 
  • Maintain strong focus on lending turnaround time  (TAT) to improve client experience and minimize adverse selection
  • Make recommendations to Country and Regional seniors to improve credit processes
  • Encourage a risk differentiated approach to achieve an efficient underwriting process
  • Manage implementation of enhancements to critical credit systems such as CitiRisk and CRM
Staffing & Development
  • Sets appropriate goals and provides timely feedback, coaching, training and development assignments to motivate  staff and to drive superior performance
  • Attracts and retains quality talent from inside or outside the Bank as required
  • Trains, develops and coaches team members to become strong Credit Officers and serve as a talent pool for both CCB Risk and the Coverage teams
Shared Responsibilities
  • Work with the country CCB Head on sales and credit matters, including lending process management, internal and external audits.
  • Act as a link between Sales and Risk to facilitate strong cooperation to achieve business goals
  • Partner with Relationship Managers in customer meetings, engaging clients' senior managers, as well as with external advisors and consultants for credit matters
  • Monitor external environment for any potential emerging risks
  • Partner with Remedial Risk management to recommend restructuring activity for classified facilities (if necessary)
Required Qualifications
  • Degree in finance, economics or accounting
  • Proven leadership ability
  • Experience with people management (preferred)
  • Minimum 7-9 year experience working in a financial institution in a credit role
  • Knowledge of intermediate accounting and its application in the credit underwriting process
  • Broad based experience in structuring bilateral credit agreements
  • Extensive negotiating experience
  • Having Senior Credit Officer (SCO) initials is preferable
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Grade :All Job Level - All Job FunctionsAll Job Level - All Job Functions - HK------------------------------------------------------
Time Type :Full time------------------------------------------------------
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