Chief Credit Risk Oficer Chief Credit Risk Oficer …

ConsultDB
in Hong Kong, Hong Kong, Hong Kong
Permanent, Full time
Last application, 19 Jun 19
Competitive
ConsultDB
in Hong Kong, Hong Kong, Hong Kong
Permanent, Full time
Last application, 19 Jun 19
Competitive
Credit Risk; Risk Analysis; Credit Committee; Analysis; Facility; Loan; Credit Approval; Risk;

Responsibilities

  • Manage credit approval and asset quality of the Bank in designated business units
  • Perform critical risk analysis on credit applications beyond individual authority and make recommendation and deal with credit challenges in Credit Committee to facilitate approval decision.
  • Act as a risk sponsor of large and complicated deals in terms of pre-screening process, advisory of product/transaction structure from risk perspectives, project due diligence and risk assessment.
  • Work with business counterparts in proactive credit management of the designated credit portfolio in terms of credit migration monitoring, stress testing and early alert as well as criticized portfolio management.
  • Review and assign risk rating for borrower group; control authorized exposure on both industry and group perspectives and handle request for daily excesses.
  • Monitor account utilization, performance and loan compliance, alert marketing units for irregularities.
  • Actively involved in discussion with product groups for new product development.
  • Observe market intelligence and stay close to company news and announcement.

Requirements

  • Degree holder in Accounting, Finance, Business Administration or related disciplines.
  • Minimum 8 years’ credit risk management and/or credit approval experience gained from banking industry.
  • Thorough knowledge of accounting principles, financial statement analysis and credit administration.
  • Good credit judgment.
  • Excellent analytical, interpersonal and supervisory skills.
  • Able to communicate and present ideas effectively and persuasively.
  • Good command of written and spoken English and Chinese.

 

Credit Risk; Risk Analysis; Credit Committee; Analysis; Facility; Loan; Credit Approval; Risk; 

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