Associate / Analyst - Credit Risk
We are currently seeking a highly motivated individual with up to 2 years
of financial analyst experience to join the Risk Management Group's credit team in Hong Kong.
You will primarily be responsible for assessing credit risk arising from the Commodities and Global Markets Group's business activities in the Northeast Asia region. You will also be responsible for conducting credit analysis for counterparties, mainly in the Northeast Asian portfolio, including financial institutions (banks, brokers, insurance, etc) and corporates.
You will provide recommendations for credit limits which are supported by thorough analysis and well-executed interpretation of relevant financial, industry, country, business and market information. You will actively monitor credit quality and global exposure of the portfolio to existing and target clients by being current with industry and economic trends and market information to address any credit concerns and resolve issues. In addition, you will conduct counterparty annual and interim reviews as well as new counterparty initial reviews.
Through proactive liaison with the appropriate business units, including senior management in the Risk Management Group, you will ensure appropriate guidelines, procedures and approvals are in place for new products, businesses and limits. You will constantly build and maintain collaborative relationships with Business Functions, Risk Management Group, Legal and Operations. You will work closely with country risk team and be knowledgeable with geopolitical development in the North Asia region.
To succeed in this role, you should have outstanding qualifications, preferably with some application to finance, economics. commerce, or accounting. You will have one to three years of experience (including extensive internship experience) in a financial analyst role (including counterparty credit risk, equity research, fixed income research, etc). Your experience in covering banks, brokers or corporates will be an advantage.
You will be collegial team member who builds open dialogue-based relationships with clients, the front office and colleagues. When being challenged, you will utilize your persuasive communication skills (both written and verbal). You should also have in-depth analytical skills gained preferably (but not necessarily) within a financial institution and have strong commercial orientation and understanding of business and risk-related issues. You will have excellent spoken and written English while a proficiency in an Asian language skill (i.e. Chinese /Korean/Japanese) will be an advantage. About the Risk Management Group
The Risk Management Group (RMG) is an independent, centralised unit responsible for ensuring all risk across Macquarie are appropriately assessed and managed. Its divisions include Behavioural Risk, Compliance, Credit, Financial Crime Risk, Internal Audit, Market Risk, Operational Risk, Regulatory Affairs and Aggregate Risk, and RMG Enterprise Support. Our commitment to Diversity and Inclusion
The diversity of our people is one of our greatest strengths, and in combination with our inclusive environment, it enables us to deliver innovative and sustainable outcomes for our people, clients, shareholders and communities. From day one, you'll be encouraged to be yourself and supported to perform at your best. If our purpose of 'empowering people to innovate and invest for a better future' is as inspiring to you as it is to us, please apply. With the right technology, support and resources, our people can work in a range of flexible ways.
We are committed to providing a working environment that embraces and values diversity and inclusion. We encourage candidates to speak with a member of our recruitment team if you require adjustments to our recruitment process to support you, and the type of working arrangements that would help you thrive.