• Competitive
  • Hong Kong
  • Permanent, Full time
  • Citi
  • 2019-05-26

Assistant Vice President, Credit and Portfolio Risk - Personal Loans

Assistant Vice President, Credit and Portfolio Risk - Personal Loans

  • Primary Location: Hong Kong SAR of PRC,Hong Kong,Hong Kong
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 19011201


  • Report to the Unsecured Personal Loans Risk Manager to monitor and manage Personal Loans acquisition/portfolios performance aligning to the risk appetite
  • Lead various business, risk and system projects with close collaboration with other functions such as Product, Credit operations, Technology, etc.
  • Monitor acquisition/portfolio quality and support regulatory reporting with key commentary on portfolio trend highlights/key initiatives
  • Perform regular monitoring and validation on the performance of credit scorecards and bureau segmentation models. Formulate analytics - based portfolio management strategy to optimize risk-reward trade-off, track and perform effectiveness of the actions
  • Perform control programs and UAT system testing to ensure relevant credit processes are in compliance with policy, regulatory and group requirements


  • Bachelor or post-graduate degree in Business or other related quantitative disciplines
  • Minimum 8 years of risk management experience in Unsecured Lending Products
  • Highly numerate, good communication, interpersonal skills and ability to motivate others with leadership potential
  • Highly numerate with sound knowledge in SAS programming, data mining and MS Word/Excel/Access/PowerPoint