Credit Quality Assurance Reviewer (m/w/d) Senior VP Level Credit Quality Assurance Reviewer (m/w/d) Senior  …

Banking Consult
in Frankfurt am Main, Hessen, Germany
Permanent, Full time
Be the first to apply
Industry competitive
Banking Consult
in Frankfurt am Main, Hessen, Germany
Permanent, Full time
Be the first to apply
Industry competitive
Our client is the leading international transportation finance bank based in Frankfurt am Main is currently looking for several "Credit Quality Assurance Reviewer (m/w/d)". Fluent German is a key requirement

Responsibilities

  • Undertake independent testing the loan portfolio (performing, intensified monitoring and problem loans) for shipping finance. The testing will include (but not be limited to) assessing:
    • Compliance with key credit policies and procedures.
    • The rationale and inputs into the credit rating models (covering OFR and IRM).
    • Credit monitoring controls (e.g. periodic credit reviews, covenant monitoring).
    • Problem debt identification, management and reporting.
    • Validating provision quantification and rationale.
    • Consistency of the use and application of policies and rules across borrowers and locations
  • Loan data tape analyses including data integrity verification
  • Accurately detailing test conclusions with supporting evidence and rationale
  • Liaising with relevant staff and stakeholders (Credit, Research, Relationship Managers, Solution Managers & Group Risk Management) to discuss and conclude on findings
  • Assist in the preparation of clear and concise CQA reports, both at portfolio and finance project level, for the attention of our client‘s Board of Managing Directors
  • Develop case specific amortization and liquidation proposals for the optimization of economic results
  • Verify collateral valuations considering age and condition of vessels as well as market liquidity
  • Cross check credit reporting with loan documentation

Qualifications

  • Appropriate and relevant degree or equivalent professional experience (e.g. business administration, finance, risk)
  • Good understanding and knowledge of credit risk, distressed debt, impairment processes (including regulatory requirements EBA/ECB/BaFin/ Basel/IFRS9)
  • Excellent written and communication skills
  • Experience in credit decision processes and exercise of active credit decisions
  • Seasoned experience in active credit portfolio management
  • Sufficient seniority and gravitas to allow successful participation in controversial negotiations and discussions
  • Attention to detail and accuracy
  • Well organised and ability to work within tight timescales.
  • Willingness to travel to other offices (Amsterdam, London, Singapore)
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