Senior Credit Analyst Senior Credit Analyst …

Riverbank SA
in Paris, Ile-de-France
Permanent, Full time
Last application, 21 Oct 21
Riverbank SA
in Paris, Ile-de-France
Permanent, Full time
Last application, 21 Oct 21
Posted by:
Susanne Schramm • Recruiter
Riverbank SA
Posted by:
Susanne Schramm
The Senior Credit Analyst will report to the French Head of Credit. The aim of the credit department is to build a strong performing portfolio of loans to SME and Real Estate companies across Europe.

After sourcing of a deal opportunity by the sales department, the Credit team shall

  • Analyse, prepare and present credit cases within the bank
  • Manage relationships with borrowers
  • Review loan agreements together with the legal team
  • Draft engagement letters
  • Anticipate any credit deterioration through active monitoring of borrowers using digital technology
  • Participate in workout strategies together with the workout team

Core responsibilities

Specific responsibilities for the successful candidate for the role of Senior Credit Analyst include (but not limited to):

  • Analysing, preparing and presenting credit cases to the Credit team and to the Credit Committee
  • Supporting and interacting with the Credit and Sales teams in the analysis of new deal opportunities
  • Taking an active role and participating in negotiations and in borrower relationships
  • Reviewing legal documentations together with the legal team
  • Participating in the portfolio and borrower companies monitoring

Skills and Competencies

  • Degree in Finance, Economics or Business Administration
  • Minimum 4 years of experience in a similar role at a bank or debt fund
  • Knowledge of lending products and relevant local law
  • Strong analytical and writing skills
  • Excellent numerical and financial modelling skills
  • Good communication skills
  • Fluent in French and English (knowledge of an additional language like German or Dutch would be an asset)

Soft skills required

  • Honest and reliable
  • Result-driven
  • Proactive and flexible
  • Excellent team spirit
  • Able to adapt quickly in a fast-moving environment
Company Overview

RiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.

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