Credit Risk Analyst, Shanghai Branch Credit Risk Analyst, Shanghai Branch …

BBVA
in Shanghai, Shanghai Shi, China
Permanent, Full time
Be the first to apply
Competitive
BBVA
in Shanghai, Shanghai Shi, China
Permanent, Full time
Be the first to apply
Competitive
Job Purpose & Objectives • Responsible for the preparation of credit review and risk assessment analysis of credit proposals for the Bank’s corporate clients. • Maintain credit quality of existing clients as well as prospective corporate clients. • Ensure the Risk Adjusted Return is above the minimum threshold established by the Bank’s directives.

Key Responsibilites

  • Assist the GRM Asia department to build sound relationships and information flows with the key business stakeholders in Asia Pacific and HQ in Spain.
  • Provide credit analysis and advices for Corporate & Investment Banking clients.
  • Conduct credit analysis on prospective and existing clients by performing financial spreads, providing a credit rating assessment and prepare credit proposals.
  • Assess operations on credit / pricing and ensure minimum RAROEC/RORC threshold requirements.
  • Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may materially affect the credit quality of the client and to undertake necessary steps and follow-up actions recommended in the Loan Review Committee.
  • Work with internal stakeholders for reports to regulators and auditors. Credito/RaR/Pricing de mercado.8.Calculo de Rating
  • Implementation and control of internal tools: Workflow, Digital PF, Risk Analyst system tools etc.
  • Assist in monitoring policies and procedures.

Job Specifications

Qualification & Experience

  • With a minimum of 7 years relevant experience in corporate banking credit risk management within reputable financial institutions.
  • Familiar with risk assessments of large corporate clients
  • Degree holder in Business Administration / Finance / Accountancy or its equivalent.
  • Good understanding of banking products and risk management concepts.

 

Language

  • Strong communication skills in English and Mandarin.
  • Additional languages will be an asset.

 

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