China (Sr.) Credit Analyst China (Sr.) Credit Analyst …

Trafigura
in Shanghai, Shanghai Shi, China
Permanent, Full time
Last application, 27 Jun 19
Competitive
Trafigura
in Shanghai, Shanghai Shi, China
Permanent, Full time
Last application, 27 Jun 19
Competitive
Manage counterparty credit risk in relation to Trafigura’s core business of the trading of bulk commodities & energy products and to make well-argued recommendations (in English) for internal credit limit approval. Depending on the experience of the candidate, this role may incorporate approval delegation.

Knowledge, Skills and Abilities

Essential

  • Minimum 5 years’ credit analysis experience from financial institution(s).  Ideally, knowledge of commodities, trade finance, portfolio management and recovery is highly preferred.
  • Candidate with solid experience and required knowledge could be considered as Senior Credit Analyst.
  • Degree-level education in a business, finance, accounting or numerate discipline (MBA highly preferred).
  • Strong command of spoken and written English and Mandarin, meticulous and the ability to travel throughout China frequently to visit counterparties.
  • Good understanding of the economic, political and business environment of China.
  • The ability to work very independently and reliably with minimal supervision; a strong and capable self-starter
  • Mature individual with an ability to assimilate large amounts of information, formulate clear views and opinions, and make presentations to senior management concisely and confidently.
  • Personal characteristics: a solid commercial view – a team player – driven and ambitious – hard-working and flexible.  Able to take and handle responsibility. Resilient and enthusiastic. Confident and effective communicator.

Desirable

  • Legal knowledge / recovery experience / understanding

 

Key Responsibilities        

  • Responsible for end-to-end credit process including preparing all the tools like financial spread-sheet, Scorecard, etc, in-depth & objective analysis of various risks, quality presentation and ensuring fast credit approval.
  • As liaison amongst Trader / Operations / Credit on credit request or other credit issues and ensure quick turnaround on queries.
  • To conduct market, industry & client research (ROC Searches, annual statements, credit rating etc) &/or attend to ad-hoc assignment from time to time.
  • Hands-on monitoring of China portfolio. Monitor quality of the portfolio by tracking weekly excess / past dues, Risk Triggers, Covenants and other credit conditions ensuring compliance to policy.
  • To flag potential delinquent counterparties with appropriate action being proposed to Credit Manager / Senior Management.
  • To assist Credit Manager in managing, structuring and recovery of delinquent counterparties.
  • Ensure timely submission of quality routine& ad-hoc reports.
  • To ensure proper maintenance of credit database and ensuring audit readiness at any time.

 

Key Relationships          

- internal: Traders, Operations Staff, Treasury, Structured Trade Finance, Legal

- External: Credit Insurance providers, external legal counsel.

 

Competencies

  • In-depth credit appraisal, financial analysis skills & portfolio management;
  • Good research abilities;
  • Good understanding of the economic, political and business environment of PRC; and
  • A good understanding of PRC Security Laws, Pledge and Mortgage Registration Rules
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