Credit Portfolio Analyst Credit Portfolio Analyst …

Citi
in Sydney, New South Wales, Australia
Permanent, Full time
Be the first to apply
Competitive
Citi
in Sydney, New South Wales, Australia
Permanent, Full time
Be the first to apply
Competitive
Citi
Credit Portfolio Analyst
The Credit Portfolio Analyst is an intermediate-level position responsible for validation, implementation and ongoing maintenance of various credit risk models utilized by Consumer Business across the entire customer credit lifecyle. The role provide you exposure to work with our US modelling team in new model development and exposure to entire model lifecycle model development from inception to the implementation and monitoring. The role will give you the opportunity to work with other stakeholders of Risk management, which include risk policy, credit operations, credit risk system and compliance.

As part of the role, the Credit Risk Analyst will continually assess the credit performance of the secured and unsecured portfolios, with current approximate size of AU$ 13Bn, ensuring that that decisioning tools being utilized for making credit decisions are performing as per expectations.

Key Accountabilities:
  • Execute continuous performance monitoring tasks for existing models and find solutions to models that may show signs of being sub-optimal, and ensure that all models used are fully compliant with local and global regulatory requirements.
  • Draw practical and valuable analytics from alternative data sources and ensure that all additional data elements are fully utilized to further optimize the bank's credit decisions across the customer credit life cycle.
  • Collaborate with key business stakeholders including portfolio and policy managers to gather requirements and be able to formulate strategy proposals to address requirements for new models and/or revisions to existing ones, in line with the bank's risk appetite framework
  • Articulate model functionality and details to legal and compliance, global modelling oversight teams and Regional Independent Risk teams to obtain necessary approvals to implement new or continue usage of existing models


Qualifications / Key Requirements:
  • 2-5 years working experience preferred but will consider fresh graduate
  • SAS programming skills (or similar)
  • Ability to present complex statistical information to key stakeholders at differing levels within the bank
  • Basic understanding of consumer lending principles (background in Credit Risk Management preferred, but not necessary)
  • Can exercise independence of judgement and autonomy
  • Advanced experience in MS-Access/Excel/Word and PowerPoint
  • Degree in Mathematics / Finance/ Statistics ideal


Please note that Citi has entered into an agreement with NAB to acquire its consumer bank in Australia which includes residential mortgages, deposits, and unsecured lending.

The sale is expected to complete in March 2022.

As this is a role to work in Citi's consumer bank, the successful candidate will initially be employed by Citi, but on sale completion, their employment will transfer to a NAB (or) a new entity that will employ Citi's consumer bank employees, prior to their transfer to NAB.

Job Family Group:
Risk Management

Job Family:
Credit & Portfolio Risk Management

Time Type:
Full time

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .

View the " EEO is the Law " poster. View the EEO is the Law Supplement .

View the EEO Policy Statement .

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