YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.

Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.

Recognised as World Economic Forum’s Global Innovator 2025, CNBC’s World’s Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.

Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.

Responsibilities:

1. Serve as the local Money Laundering Reporting Officer (MLRO) with overall responsibility for the jurisdiction’s AML/CTF and sanctions compliance framework, including suspicious transaction reporting and engagement with relevant authorities.
2. Act as the principal compliance advisor to the local business, enabling growth by providing clear, risk-based guidance on regulatory obligations, new products, and strategic initiatives.
3. Lead the development, implementation and ongoing enhancement of the local compliance framework, ensuring policies, procedures and controls meet applicable regulatory expectations while remaining scalable for a high-growth fintech environment.
4. Own and manage the company’s regulatory relationship within the jurisdiction, including supervisory engagements, regulatory reporting, consultations and inspections, while coordinating with Group Compliance on regulatory positioning and communications.
5. Provide embedded regulatory advisory across Product, Engineering, Operations, Risk, Marketing and Partnerships to ensure regulatory requirements are considered early in product design and operational processes.
6. Monitor and interpret regulatory developments, enforcement trends and supervisory expectations, translating them into practical implementation plans in coordination with Group Compliance and Legal.

Requirements:

1. 5-8 years of expertise in compliance within the financial services industry. Professional qualifications such as CAMS and/or familiarity with calibration of transaction monitoring thresholds and parameters will be an added advantage.
2. Experience in a fintech / payment firm or regulatory function will be highly advantageous.
3. Strong ability to collaborate and build relationships with internal and external stakeholders, including relevant regulators.
4. You are capable of navigating ambiguity, and adapting to changing circumstances and regulatory landscapes.