Digital Credit Risk

London, England, United Kingdom

Knowledge/Skills/ experience

  • Excellent knowledge of industry practices and profitability drivers of the retail lending business including a deep understanding of analytics solutions used either in Banks or Digital space.
  • Expereinced in credit risk management for the business, either through hands-on roles or working closely with credit.
  • Strong commercial acumen to ensure profit aspirations are balanced with robust controls for long term business viability
  • Highly developed interpersonal skills and the ability to influence and engage across business areas
  • Experienced in delivering solutions using agile methods
  • Self starter who is comfortable in turning high level principles into defined actions and setting future direction with an ability to meet aggressive timeframes with quality results.
  • Comprehensive understanding of the regulatory framework and compliance requirements associated with financial services and experience of working within these
  • Ability to think outside the box and laterally across functional areas and work creatively in an ever changing environment

Leadership

  • Courageous integrity – leading with the best interest of business in mind
  • Navigating – understanding and translating strategy into own objectives and aligning directions accordingly.
  • Aspiring – being ambitious about providing the highest standards of delivery and embedding them in the organisation.
  • Driving – setting stretching goals for self and team and delivering them with courage and tenacity.
  • Mobilising – authentically engaging with team, colleagues and business partners to deliver at pace.
  • Sustaining- making considered decisions that protect and enhance The Banks values, reputation and business.

Professional Standards

  • Recognised numerate University Degree
  • Proactive and Team player
  • High energy and results oriented as both an individual contributor, and as a member of a team.
  • A high degree of professionalism and integrity.

Track Record

  • Consistent history of outperformance